Top 10+ Legit Loan apps with low interest in the Philippines
The list of 10+ best online loan app with low interest in the Philippines 2023. You can be sure of the security of your funds and personal data. Choose the one that suits you and wish you a successful loan!
App | Publisher | Store Ranck | Mr.Cash Loan |
GCash — Buy Load, Pay Bills, Send Money | Mynt — Globe Fintech Innovations | 1 | APPLY NOW |
PayPal – Send, Shop, Manage | PayPal Mobile | 2 | APPLY NOW |
PalawanPay | PPS-PEPP Financial Services Corporation | 3 | APPLY NOW |
Maya–Your all-in-one money app | PayMaya Philippines, Inc. | 4 | APPLY NOW |
My Home Credit Philippines | Home Credit Philippines | 5 | APPLY NOW |
Tala — Fast Online Cash Loan | Tala Mobile | 6 | APPLY NOW |
BillEase — Buy Now, Pay Later. Easy Shopping Utang | First Digital Finance Corporation | 7 | APPLY NOW |
Digido Philippines online loan | Digido Finance Corp. | 8 | APPLY NOW |
BPI Mobile | BANK OF THE PHILIPPINE ISLANDS (BPI) | 9 | APPLY NOW |
LANDBANK Mobile Banking | LAND BANK OF THE PHILIPPINES | 10 | APPLY NOW |
Moneycat | Moneycat Financing Inc. | 11 | APPLY NOW |
UnionBank Online | Union Bank of the Philippines | 12 | APPLY NOW |
PesoBuffet – fast cash loan | PesoBuffet by Copperstone | 13 | APPLY NOW |
MocaMoca – Safe and fast loan | Copperstone Lending Inc. | 14 | APPLY NOW |
PeraMoo-online peso cash | PERAMOO FOR MAGICIAN | 15 | APPLY NOW |
OKPeso – Safe Online Loan App | Codeblock Lending Inc. | 16 | APPLY NOW |
Tonik Digital Bank | Tonik | 17 | APPLY NOW |
Pera Bag – Loan with Integrity | Got-IT Lending Inc. | 18 | APPLY NOW |
JuanHand-online cash loan App | Wefund Lending corp | 19 | APPLY NOW |
PesoQ – Reliable Online Loan | U-PESO LENDING INVESTORS CORP. | 20 | APPLY NOW |
PinoyLend-Insta Peso Cash Loan | Philippines Consumer Lending Corporation | 21 | APPLY NOW |
Ipeso – Online Loan by yours | LINK CREDIT LENDING INVESTORS INC | 22 | APPLY NOW |
BDO Personal Banking | BDO Unibank, Inc. | 23 | APPLY NOW |
Pautang Peso-Safe Online Loans | LHL ONLINE LENDING, INC | 24 | APPLY NOW |
Metrobank Mobile Banking | Metropolitan Bank & Trust Company (METROBANK) | 25 | APPLY NOW |
10+ Personal loans online in the Philippines - First 0% loan in 15 minutes

Loan type
Short termFor a period of
180 daysRate ()
0.00% / monthLoan amount
1000 $Approval in
5 minutesFirst loan free
no
Loan type
Short termFor a period of
728 daysRate ()
365.00% / yearLoan amount
25000 $Approval in
5 minutesFirst loan free
no
Loan type
Short termFor a period of
180 daysRate ()
0.00% / monthLoan amount
1000 $Approval in
5 minutesFirst loan free
no
Loan type
Short termFor a period of
180 daysRate ()
0.00% / monthLoan amount
1000 $Approval in
5 minutesFirst loan free
no
Loan type
Short termFor a period of
120 daysRate ()
0.00% / monthLoan amount
25000 PHPApproval in
5 minutesFirst loan free
no
Loan type
Short termFor a period of
180 daysRate ()
0.00% / dayLoan amount
25000 €Approval in
15 minutesFirst loan free
noCashXpress – Cash loan with low interest and instant approval in 15 minutes
CashXpress South East Asia Lending Inc is a lawful online lending firm that is authorized to operate as a lending company in the Philippines as of June 20, 2019. The company is compliant with the “Truth in Lending Act” and is listed in the SEC. CashXpress offers loans ranging from P1,000 to P20,000, with the first loan having a 7-day term and zero interest rate. The subsequent loans can be re-loaned for up to 30 days.
For borrowers with a good repayment history, CashXpress automatically increases their credit limit. The credit line is determined based on the borrower’s previous loan repayments. Although the interest rate of CashXpress is 5.0% per month according to SEC, it varies depending on the loan amount and term. The exact interest rate can be calculated using the built-in calculator on the CashXpress login page.
Cashxpress.ph – CASHXPRESS SOUTH EAST ASIA LENDING INC.
Company Registration No. CS201951088 and Certificate of Authority No. 2918 granted by the SECURITIES AND EXCHANGE COMMISSION on 20th June 2019.
- Address: Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City
- Phone number: (632) 7902 73 90
- E-mail: [email protected]
- Max APR: 145%
- Term: 90 days – 1 year
- Age: 21 up to 70
Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.
Digido – Online Loans up to 10000
You can apply for a loan 24 hours a day, seven days a week in the Philippines. Loans online with Digido are fast and reliable to meet some needs. Apply Online. Download App. Highlights: App Available, Providing Fully Automated Service.
digido.ph – DIGIDO FINANCE CORP.
- Address: UNIT 2/C, Murphy Center, 187 Bonny Serrano Road, Socorro, QUEZON CITY SECOND DISTRICT, NCR, Philippines 1109
- Phone number: (02) 8876-84-84
- Max APR: 143%
- Term: 90 – 180 days
- Age: 21 – 70
- Cost example: You apply for PHP 20000₱ and choose repayment over 6 months, your monthly payment will be only 5000₱ per month, your total cost of the loan will be 2,383₱ per month (APR = 143%)