TendoPay Review: Empowering Convenient and Secure Online Payments
In the fast-paced world of e-commerce, having a reliable and hassle-free payment solution is essential. TendoPay emerges as a groundbreaking financial service designed to revolutionize online transactions. With its commitment to safety and simplicity, TendoPay aims to become the go-to platform for seamless and secure online payments. This comprehensive review will delve into the various aspects of TendoPay, highlighting its features, benefits, and step-by-step instructions on how to make the most of this innovative payment method.
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Short termFor a period of
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Short termFor a period of
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Short termFor a period of
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noWhat Is TendoPay & How Does It Work?
TendoPay is a digital installment plan service available in the Philippines. It operates similarly to credit cards but without the need for a physical card. The platform enables Filipinos, even those without credit cards or bank accounts, to make online purchases conveniently. One of the key advantages of TendoPay is the option to pay in monthly installments instead of upfront costs, making it an attractive choice for budget-conscious consumers.
Key Features of TendoPay’s Installment Loan:
- Loan ranges from PHP 5,000 to PHP 100,000, offering flexibility to suit various needs.
- Loan terms range from 15 to 24 months, providing ample time for repayment.
- Monthly interest rates range from 0.5% to 5%, ensuring fair and transparent pricing.
- TendoPay does not impose any late charges, prioritizing customer convenience.
How to Get a Loan from TendoPay
Requirements:
To be eligible for a loan from TendoPay, you must meet certain criteria:
- You must be a Filipino national aged 18 and above.
- Possession of a valid Gmail account and phone number is required.
- Valid identification documents accepted include Driver’s License, PRC, UMID/SSS card, or Passport.
- Recent proof of address, such as utility bills (not older than 3 months), is mandatory.
- Self-employed individuals should provide a statement of their bank account as income proof.
- Employed individuals need to submit their pay stubs or employment certificates as income verification.
Registration Process:
Getting started with TendoPay is a straightforward process:
- Visit the app.tendopay.ph/register website.
- Sign up using your Facebook account or Gmail address.
- Upload clear and legible pictures of your valid identification document.
- Provide a clear picture of your address verification document, ensuring the address matches the one used for online orders.
- Take a selfie with the identification document provided.
- Upload a snapshot of your recent income proof.
- Respond to security questions to ensure the safety of your account.
- Within one day, TendoPay will send you an email notifying you of your application status.
- Once your application is approved, you can begin making online purchases using TendoPay.
How Does TendoPay Work for Online Payments?
TendoPay has partnered with various merchants to offer a seamless payment experience. Some of the notable merchants include Lazada, ZALORA, and 7-Eleven. Let’s explore how TendoPay works for online payments with these merchants:
Lazada Purchases:
- Create a Lazada account and activate the Lazada Wallet.
- Ensure that your Lazada account’s phone number or Gmail address matches the one used for your TendoPay payment account.
- Visit the TendoPay website and select a Lazada merchant.
- Choose an amount from the provided options that is equal to or less than the amount you intend to pay on Lazada.
- Click the “Buy Now” button to proceed to the payment page, where you will see the details of your coupon order.
- Click the “Place Order” button to complete the transaction.
- Within one day, funds will be deposited into your wallet, allowing you to pay for your Lazada order using your digital wallet.
ZALORA Purchases:
- Determine the total cost of the items you wish to purchase on the ZALORA website, including the delivery charges.
- Visit the TendoPay website and select a ZALORA merchant.
- Choose an amount from the available options that matches or is lower than the amount you will be paying on ZALORA.
- Click the “Buy Now” button to proceed to the checkout page, which will display the specifics of your coupon order.
- Click the “Place Order” button to confirm your purchase.
- You will receive a ZALORA gift card via Gmail.
- Complete your payment on ZALORA by selecting “Add e-gift card” under the payment options and entering the provided e-gift card code.
- Finally, click the “Apply” button to finalize the transaction.
7-Eleven Purchases:
- Install the CLiQQ app from 7-Eleven, create an account, and activate a CLiQQ wallet.
- Visit the TendoPay website and choose a 7-Eleven merchant.
- Select an amount from the options provided that is equal to or less than the amount you plan to pay at 7-Eleven.
- Click the “Buy Now” button to proceed to the checkout page, where you can review the details of your coupon order.
- Click the “Place Order” button to confirm your purchase.
- Launch the CLiQQ app on your phone.
- Navigate to “CLiQQ Wallet” -> “Load Wallet” -> “Redeem Code.”
- Enter the redemption code provided by TendoPay and click the “Confirm” button.
- Your wallet is now ready to be used for in-store payments at 7-Eleven.
How Do I Repay My TendoPay Loan?
When it comes to loan repayments, TendoPay offers several convenient options to choose from:
Via PayMaya or GCash:
- Access your e-wallet account (PayMaya or GCash).
- If using GCash, go to “Send Money” -> “To Bank” -> “BDO.” For PayMaya users, choose “Bank Transfer” -> “BDO Unibank.”
- Enter the following payment information: Account holder: TendoPay Inc., Bank number: 007420044365, Purpose: Bank number only used for PayMaya.
- Complete the transaction and take a screenshot of the remittance confirmation.
- Send the remittance evidence, along with your bank account number, to [email protected].
Via UnionBank or BDO:
- Deposit cash at a UnionBank or BDO location or transfer funds through your bank’s online banking system.
- Include the following information when transferring or depositing:
- UnionBank: Account holder: TEMPLETECH FINANCE CORP., Bank number: 102340011503.
- BDO: Account holder: TendoPay Inc., Bank number: 007420044365.
- Take a screenshot of the deposit slip or a picture of the fund transfer.
- Send the evidence and your bank account number to [email protected].
Via a Bills Payment Center:
- Inform the staff that you will be making a bill payment and request the appropriate form.
- Complete the form, mentioning “Dragonpay” as the biller or recipient.
- Submit the completed form to the cashier along with the cash payment.
Via 7-Eleven:
- Visit a touchscreen CLiQQ kiosk at a 7-Eleven store.
- Select “Bill Payment” -> “More Bills” -> “Loans” -> “DRAGON LOANS”.
- Fill in the necessary information in the provided blanks.
- Obtain a machine-generated receipt.
- Make your payment to the cashier at the counter.
Conclusion
In conclusion, TendoPay stands out as one of the leading payment methods available today, providing a secure and user-friendly experience for online shoppers. With its digital installment plans and wide range of partner merchants, TendoPay offers unparalleled convenience and flexibility. Whether you’re shopping on Lazada, ZALORA, or making in-store purchases at 7-Eleven, TendoPay has you covered.
We hope this review has provided valuable insights into the features and functionality of TendoPay. Should you have any further inquiries or require assistance, please do not hesitate to contact us. Make the most of TendoPay and enjoy a seamless online shopping experience!
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25000 ₱Approval in
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