LANDBANK Mobile Banking
LANDBANK is the bank that the government primarily uses to facilitate pensions. What many people do not realize is that it also has commercial offerings.
In the app, you can apply for a loan. To be able to do this, you need to meet the loan requirements. There are 3 types of loans that you can apply for: a loan for farmers and fishers, a housing loan, and a business loan. LANDBANK does not offer personal loans.
The requirements for the loan are not mentioned on the site. If you will apply for a loan online, you must fill out the application form.
Because this is a business loan, you must expect to provide documents proving that you are a registered business. As such, you need proof of your identity and proof of your business registration. The bank may also ask you to provide collateral.
The good thing about this bank is that unlike other banks, it seeks to help out small businesses and those in the agricultural industry. What this means is that the interest rates are really low.
With the LANDBANK app you can:
- View the transaction history of your accounts;
- Request and manage your LANDBANK credit card;
- Perform transfers to LANDBANK accounts and interbank transfers to other banks via InstaPay and PESONet;
- Funds transfer via QR code;
- Pay bills to more than 80 merchants;
- Withdraw money at any LANDBANK ATM using card-less withdrawal;
- Apply for, manage and disburse a payday loan.
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Short termFor a period of
180 daysRate ()
0.00% / dayLoan amount
25000 ₱Approval in
15 minutesFirst loan free
no